Shared Ownership Calculator
Calculate your shared ownership affordability, mortgage payments, rent, and total monthly costs. Work out exactly what you'll pay with our comprehensive shared ownership calculator.
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Your Shared Ownership Costs
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💡 Shared Ownership Info
• You can buy between 25% and 75% of a property initially, then buy more shares later (staircasing).
• You pay rent on the share you don't own, typically around 2.75% annually.
• Most shared ownership properties are new builds with warranties and modern features.
• Household income must be £80,000 or less (£90,000 in London) to qualify.
Looking for a Full Purchase?
If you're considering buying 100% of a property, try our mortgage calculator to work out affordability and monthly payments.
Try Mortgage Calculator